“Community Announcement: First earn Alpha, then raise funds. It sounds like a two-in-one lifesaver!”
This week, Huma Finance quietly launched the "Cash Flow Runaway Dual Installment" activity: for the first two weeks, as long as you lock in payroll data on the contract, you can accumulate Alpha points, and early earners can exchange points for discount limits; later on, the lending portion is still testing a minimum 5% APR discount. The key is that it combines the PayFi model, allowing you to tokenize "future cash flow assets" such as salaries and contract invoices on-chain for financing, so you can access funds without collateral and without fear of liquidation. ( [humafinance-docs] ) Without any centimeter conversion, this operation is simply giving on-chain credit a fast lane with efficiency so high it’s unbelievable.
Technically, Huma does not require you to read a lot of contracts; its core is on-chain oracles + Time Value Model (TVM). After you upload your income data, the system will confirm your income stability with trusted external sources and then calculate your borrowing limit (generally 70–90%), all executed within the smart contract without manual intervention. This seamless execution feels more than ten times faster than getting a credit card loan at a bank. The community Alpha tasks act as a “trust accelerator” between users and the protocol, enhancing participation and forming an early loyal user base.
In today’s fiercely competitive DeFi landscape, injecting a dual mechanism of “earning rewards + credit financing,” HUMA expands DeFi to cash flow-intensive scenarios like freelancers, foreign trade, and supply chains, while also maximizing user stickiness. For investors, this protocol not only allows for “borrowing new to repay old,” but also builds a channel for future income on-chain, letting you access money that hasn’t yet arrived. Don’t wait for others to say “this project is good,” now you can earn airdrops while experiencing the flavor of on-chain cash flow.