Huma Finance: Opening a New Era of Payment Finance

In the wave of innovation in crypto finance, Huma Finance stands out, becoming the focus of the industry, @Huma Finance 🟣 is reshaping the payment finance landscape with its unique model.

As the first Pay-Fi network, Huma Finance has built an open payment financing infrastructure, connecting diverse application scenarios such as cross-border payments, card settlement, T+0 solutions, and trade financing, with a potential market exceeding $30 trillion, and limitless potential. By providing instant liquidity, it accelerates global payment processes and achieves T+0 settlement. Typical cases of its successful applications include ARF's cross-border payment financing and Rain's card settlement financing, having processed $4.5 billion in transactions to date while maintaining zero credit defaults, showcasing its strength.

Launched in April 2025, Huma 2.0 represents a significant breakthrough, built on Solana, bringing institutional-level double-digit yields to DeFi users in a compliant and permissionless manner. In this new model, user participation is more flexible. The classic model offers stable double-digit USDC yields with Huma feather rewards; the Maxi model allows users to accumulate Huma feathers at a 5x base rate, though without USDC yields, each has its merits, and users can switch modes at any time.

Moreover, a core feature of Huma 2.0 is DeFi composability. With the Pay-Fi strategy token PST, holders can integrate their Huma positions with leading protocols on Solana. Upon launch, users will be able to exchange PST for USDC through Jupiter, and in the future, use it as collateral in Kamino and trade future rewards in Ratex.

With its innovative concepts, strong technology, and rich applications, Huma Finance brings new vitality and opportunities to payment finance. #HumaFinance believes it will continue to lead industry development in the future and bring more surprises to users.