A man has money in his wallet that hasn't moved for half a year, yet he receives daily earnings from merchants worldwide? The truth is outrageous...
Recently, I came across a news story:
A man’s USDC in his wallet hasn't moved for six months, yet every day money is deposited into it from merchants around the globe.
What’s even more outrageous is that this money is neither an airdrop nor a hacking mistake, but rather — merchants are “subsidizing” it themselves.
Following the clues, a name emerges behind the scenes: Huma Finance.
Its operational logic sounds like magic, but it's actually quite simple:
• Merchants around the world need to wait a few days to receive payments after swiping their cards;
• Payment companies advance funds to merchants, and this advance comes from Huma’s LP pool;
• When merchants repay, they return the advance along with fees to the payment company, which then distributes it to LPs.
In other words: you are using funds to “pre-pay” merchants globally, and the interest you earn is the fees they pay.
Why is it so popular?
• Backed by $38 million in financing, with the cross-border settlement platform Arf as a partner;
• Industry insiders reveal that VISA is piloting a collaboration;
• Earnings come from actual transaction cash flow, with an annualized return of over 10%, plus additional airdrop points (Feathers).
The gameplay is also simple:
• Conservative players: Classic mode, earn stable dividends;
• Airdrop enthusiasts: Maxi mode, accumulate points for the next airdrop (the first season has been issued);
• Advanced players: Use LP tokens PST to provide liquidity on Jupiter for double earnings.
After seeing this news, I realized —
You can actually earn a share of the global merchants’ transactions without opening a store or swiping a card.
Huma Finance is just helping to open this door for you.
@Huma Finance 🟣 #humafinance $HUMA
