@Huma Finance 🟣 #HumaFinance

## HUMA: The Decentralized Engine Reshaping Payment Finance

**HUMA** is the core token of the **Huma Finance** ecosystem, driving the world's first decentralized protocol focused on 'Payment Finance' (PayFi). This project transforms real-world assets (such as invoices, salaries, cross-border remittances) into on-chain collateral through blockchain technology, providing users with instant liquidity solutions and disrupting the inefficiencies of traditional finance.

#### Core Innovations

- **Real Asset On-Chain**: Businesses can collateralize accounts receivable to obtain USDT/USDC loans in seconds, compressing the traditional 2-5 day settlement process to nearly real-time.

- **Deflationary Economic Model**: 50% of the protocol's fees are used to buy back and burn HUMA, with a total supply of 10 billion tokens, an initial circulation of only 1.73 billion tokens, and long-term deflation supporting value.

- **Dual Chain Architecture**: A high-performance network based on Solana and BSC, integrating DeFi protocols such as Jupiter and Kamino, ensuring low slippage trading and deep liquidity.