HUMA – REVOLUTIONIZING ON-CHAIN CREDIT WITH PAYFI
@Huma Finance 🟣 is redefining DeFi lending through its PayFi network, enabling users to access credit against future income streams rather than traditional crypto collateral. By leveraging its innovative Time-Value-of-Money (TVM) model, Huma analyzes real-world cash flows—such as salaries, invoices, and remittances—to provide instant, secure liquidity of up to 90% of expected revenue via smart contracts. This approach unlocks uncollateralized lending on-chain, bridging traditional finance and Web3 while empowering individuals and businesses with faster, fairer access to capital.