@Huma Finance 🟣 $HUMA
In the traditional DeFi world, borrowing money requires having 'assets', usually cryptocurrencies like ETH or USDC. No coins? Then you can only sigh at the door.
This prevents many freelancers, ordinary workers, and even some emerging projects in need of liquidity from participating at all.
Huma Finance breaks the curse of 'you need coins to borrow'. It introduces a fundamentally new idea: turning your 'income' into collateral.
Salary payments, project receivables, and even various stable cash flows can be verified and pledged on-chain to obtain financing.
This means that regardless of whether you own a large amount of cryptocurrency, as long as you have a stable source of income, you can easily enter the DeFi world.
For freelancers, monthly income can become a credit limit; for DAO members, salary flows can also be utilized; for businesses and DePIN projects, future cash flows can be realized in advance.
Huma's technology is also very pragmatic, having already achieved integration with Circle's USDC payments, collaborating with Ramp to optimize deposit pathways, using Superfluid to track income streams in real-time, and supporting Coinbase Wallet integration.
In summary: Huma makes DeFi no longer just a game for the 'wealthy', but allows 'income earners' to enjoy the convenience of on-chain finance as well.
It is reshaping lending rules and promoting a more equitable and inclusive new era of digital finance.