Huma Finance: Bringing 'next month's salary' into today's pocket ⏳
Last week, I received an urgent design order, and the client said, 'Pay 30% deposit before starting.' But all my money was tied up in projects that hadn’t settled yet. After searching through lending apps, I found that either they required NFT collateral or had terrifyingly high interest rates, and I was about to watch the order slip away — until a friend sent me a link to Huma, where a line popped up on the screen: 'Use your future manuscript fee as collateral, you can borrow 80% of expected income.' At that moment, I felt like I discovered magic that could tear the calendar forward ✨.
It’s not a lending platform; it's a 'converter of time cash flow.'
Traditional lending focuses on what you currently have (like houses or cryptocurrencies), but Huma looks at what you 'will have in the future.' It acts like a precise financial translator, converting 'future money' into 'liquidity you can use now':