$XRP Why some people aren’t fully on board with Ripple yet:
🔴 Too much XRP is owned by insiders.
🔴 Paid deals get dressed up as “real adoption.”
🔴 Early ledger data? Some of it’s gone forever.
🔴 The network has some shady quirks — partial payment exploits, for example.
🔴 Analytics tools and infrastructure are still pretty weak
