In Web3 lending, collateral has always been king—until @Huma Finance 🟣 flipped the script. With the first PayFi network, Huma enables borrowing against future income streams like salaries, invoices, and remittances—no crypto collateral required.
Powered by the Time-Value-of-Money (TVM) model, Huma analyzes real-world cash flows to unlock 70–90% of expected revenue instantly via secure smart contracts. That means faster cross-border payments, smoother card transactions, and instant liquidity for individuals and businesses worldwide.
#HumaFinance isn’t just reimagining DeFi—it’s merging it with real-world finance to create a borderless, cash-flow-powered economy. The future of lending isn’t locked—it’s flowing. 🚀