Institutions are actually just wealthy leeks, only their wallets are a bit fuller than retail investors. When MicroStrategy and El Salvador were crazily hoarding Bitcoin, most institutions hadn't quite figured it out, and those who did were hesitant to jump in easily. It wasn't until MicroStrategy made a killing and their results were laid out that a consensus began to form internally among institutions—that the crypto market was worth a gamble.

$XRP XRP should be a mainstream coin that is favored in the second half of the bull market, apart from ETH. It is only a matter of time before Ripple completely enters the main upward wave. Many people believe that its large market cap limits its growth, but I believe XRP will respond to these doubts with its price increase.

The two main logical lines behind XRP have gradually converged: cross-border payments + RWA. This is what XRP has been doing from the beginning, and now the biggest uncertainty—the SEC lawsuit—has been resolved, allowing Ripple to finally get to work.

In the past two years, the direction of cryptocurrency led by the U.S., whether it's building compliance frameworks, reshaping payment clearing and settlement, or asset tokenization, ultimately circles back to Ripple.

In the short term, there are two major positive developments brewing:

Ripple is advancing its application for a U.S. banking license, and once obtained, it will directly connect to financial infrastructure.

XRP spot ETF is expected to be launched by October at the latest, along with Japan's BTC & XRP dual ETF, which is also a real new money entry.

Quietly waiting for the main upward wave of XRP to arrive 🌊