What happens when DeFi meets Wall Street? How to reconstruct a trillion-dollar market using blockchain?
In traditional finance, the fixed income market manages over $130 trillion in assets, but high thresholds, low transparency, and centralized shackles deter ordinary investors.
Treehouse Labs' "Treehouse Protocol" is using blockchain as a scalpel to precisely cut through the pain points of this behemoth—by breaking down real-world assets (RWA) such as government bonds and corporate bonds into on-chain composable yield modules, while retaining the stability and predictability of fixed income.
The core innovation of this protocol lies in the "Yield Engine": smart contracts automatically match supply and demand, converting bond cash flows into dynamic NFT certificates, allowing users to buy, sell, stake, or leverage fixed income products just like trading cryptocurrencies.
For example, U.S. Treasury yields can be settled instantly through on-chain tokens, without enduring the T+2 settlement delay. Furthermore, its risk isolation pools and oracle networks ensure the authenticity and pricing transparency of underlying assets, tackling the common collateral fraud issues in the RWA space.
Treehouse's ambition goes beyond merely replicating traditional fixed income—by embedding programmable interest rate derivatives and cross-chain liquidity aggregation, it is building a "Yield Lego" market.
Here, institutional-level strategies (such as duration hedging, yield enhancement) can be packaged into DeFi-native products for ordinary users to access with a single click. As institutions like Goldman Sachs and JPMorgan begin to explore on-chain bonds, the Treehouse Protocol may become a key infrastructure connecting the CeFi and DeFi yield ecosystems.
