Practitioner of Financial Equality, $HUMA Gives Everyone the Right to Credit

In the slums of India, street vendors have borrowed funds for inventory using future income from their stalls, no longer having to bow to usury—this is the financial equality practiced by $HUMA , allowing every hardworking individual to have fair access to credit opportunities.

Traditional finance keeps most people out with collateral and credit histories, while @Huma Finance 🟣 believes: future income itself is the best proof of creditworthiness. Whether it’s the meager earnings made daily or the revenue from a small business, they can all be converted into credit limits on the blockchain. In the Philippines, laborers' remittance records and in Kenya, farmers' expected harvests have all become evidence for obtaining low-interest loans.

Tokens have grounded this equality concept. The more prosperous the ecosystem, the more users there are, the greater the amount of tokens burned, and the higher the value; every participant, regardless of the amount of funds, can share in ecological dividends and participate in governance decisions through holding tokens. This design prevents financial power from being concentrated in the hands of a few institutions.

#HumaFinance has helped vulnerable groups in 12 countries obtain credit support, with a bad debt rate as low as 0.3%. This proves that financial equality is not charity, but a sustainable development achieved through technological innovation that uncovers neglected credit value.

#HumaFinance is rewriting the rules of “who is eligible for financial services” using blockchain technology, and $HUMA is both a witness and a promoter of this equality movement.