🚀 Ripple to Acquire Stablecoin Payment Platform Rail for $200M 💵🌍


Ripple is making a $200M strategic move to acquire Rail, a payments infrastructure firm specializing in stablecoin transactions. The deal — pending regulatory approval — is expected to close in Q4 2025, marking a major step in Ripple’s expansion into the enterprise stablecoin market.


🔑 Why It Matters

Positions Ripple as a go-to provider of stablecoin payment infrastructure for global financial institutions

Strengthens Ripple’s RLUSD and XRP-based offerings

Expands reach with Rail’s API platform and 12+ banking partnerships

💬 CEO Brad Garlinghouse:

“Ripple + Rail together will be THE go-to provider of stablecoin payments infrastructure for global financial institutions around the world.”

⚙️ What Rail Brings

Always-on infrastructure with integrated compliance protocols

Handles complex use cases:

Cross-border pay-ins & payouts

Internal treasury management

Third-party transactions without holding crypto directly

Removes operational & regulatory friction for enterprises

📈 Market Impact

Demand for B2B stablecoin transactions is surging

Rail expected to process 10% of $36B in global B2B stablecoin payments in 2025

Combined tech will offer secure, scalable, and compliant 24/7 stablecoin settlement solutions

💬 Bhanu Kohli, CEO of Rail:

“We built the fastest way to settle business payments internationally using stablecoins. Ripple shares our vision, and together, we’ll bring this to millions of businesses worldwide.”

If this closes as planned, Ripple could solidify itself as the enterprise leader in stablecoin-powered global payments.