The future of lending is here — and it’s called PayFi.
@Huma Finance 🟣 is transforming DeFi with the first-ever network where you can borrow against future income streams — salaries, invoices, remittances — without traditional collateral.
Powered by the Time-Value-of-Money (TVM) model, Huma analyzes cash-flow patterns to unlock 70–90% of your expected revenue instantly via secure smart contracts. This means faster liquidity, fairer terms, and a direct bridge between real-world earnings and on-chain finance.
From freelancers to global businesses, #HumaFinance is building a system where your income works for you — today, not months later.
Do you think this uncollateralized lending model could be the next big leap in DeFi?