#CryptoIn401k
Ineffectiveness of performance and legal risks:
• Evidence of poor performance:
Studies suggested that alternative investments such as private equity did not achieve better performance after accounting for fees compared to traditional index portfolios.
• Concerns about legal liability:
Some experts believe that offering cryptocurrencies in 401k plans could put the plan sponsors at risk of liability if they do not adhere to ERISA standards such as general legal acceptability.
Current situation and expected developments
• The executive order does not mean immediate implementation:
Discussions with financial institutions and companies are ongoing, and it is expected that developing compliant investment products will take between 12 to 15 months  .
• Adoption is currently limited:
Only a small percentage of employers offer an independent brokerage window option allowing access to non-traditional assets, and most participants do not often use it.
