Huma Finance (HUMA) is leading the PayFi revolution by merging payments with finance to offer on-chain credit based on real-world income instead of volatile crypto collateral.
Users can borrow against future income streams like salaries, invoices, subscriptions, or remittances—perfect for freelancers, businesses, and employees—turning expected earnings into instant cash.
Leveraging the Time-Value-of-Money principle, Huma unlocks 70–90% of projected income through smart contracts that deliver funds quickly and securely without intermediaries.
This collateral-free lending expands credit access beyond those with large crypto holdings, offering faster funds, more inclusive credit, and efficient on-chain automation.
HUMA is redefining finance by valuing cash flow as much as assets, making credit accessible to all.
