@Huma Finance 🟣 is building the world’s first PayFi network, merging payment and financing infrastructure to bring real-world income and receivables-based credit on-chain. Unlike traditional crypto-backed lending, Huma allows users to borrow against future income streams such as salaries, invoices, or remittances, enabling uncollateralized lending powered by its Time-Value-of-Money (TVM) model.
#HumaFinance | $HUMA | @Huma Finance 🟣
Borrowing Reinvented
By analyzing verified cash-flow patterns, Huma can offer borrowers instant liquidity equal to 70–90% of their expected future revenue — securely executed via smart contracts. This creates a faster, more inclusive financing option that works for both individuals and businesses.
Real-World Applications
From helping freelancers get paid early to enabling small businesses to access working capital, Huma Finance’s approach bridges traditional finance with decentralized infrastructure, unlocking new opportunities in global credit markets.
The Future of PayFi
Huma Finance is setting a new standard for how value is created and accessed in Web3 — turning predictable income into a liquid, usable asset. It’s a step toward a more open, accessible, and efficient financial ecosystem.
What’s your take on borrowing against future income? Share your thoughts and join the conversation.