🚀 FHE+AI Dual Engine | Mind Network aims to create a 'Cryptographic SWIFT' on-chain $FHE

Everyone is talking about RWA (Real World Assets), cross-border payments, and stablecoin settlements being the next big trends, but the reality is that the current chains are quite 'clumsy'.

When you make a cross-border payment, all you see on the chain is the address and amount, with no key information like 'what the money is for', 'where the contract is', or 'who the payee is'. Want to comply, audit, or settle? No chance.

Traditional finance has long had systems like SWIFT that standardize and securely transmit all payer, payee, purpose description, and contract number information. What about blockchain? It lacks a semantic layer, has no privacy protection, and everything is starkly exposed on the chain.

💡 Mind Network aims to fill this gap.

They have developed an on-chain encrypted messaging protocol (Encrypted Messaging Onchain).

In simple terms, it's like creating a cryptographic version of SWIFT on-chain: all 'key information' of transactions is end-to-end encrypted—only authorized viewers can see it, permanently stored on-chain, tamper-proof, and auditable. It's EVM compatible, directly interfacing with existing public chains and contracts.

Imagine this: real estate on-chain, where contracts and agreements are all encrypted and sealed in NFTs, only accessible by authorized individuals. Cross-border payments can directly include 'payment purpose + voice authorization' to meet regulatory requirements, and trade settlements can link invoices, orders, and logistics documents to on-chain assets one-to-one.

🔥 The key point is, they not only focus on finance but also play with AI.

Mind Network also has an AgenticWorld platform.

It contains over 60,000 AI Agents, all operating under FHE encryption protection, allowing computations without data decryption. It is deeply integrated with DeepSeek and is the first official FHE project to be onboarded. They launched MindX, an all-encrypted AI conversation tool that connects with IPFS and Arweave. There’s also FHE Bridge, supporting invisible addresses and native USDC cross-chain transfers.

📈 Why it's worth keeping an eye on $FHE

They raised $12.5 million in two funding rounds, backed by Binance Labs, Animoca, and others. Trading fees on Binance Alpha are 0.01%, friendly for institutional-level engagement. They have Web2 scenarios in place: collaborating with Byte's Coze and Lark, potentially reaching 40 million users. FHE is a rare leader in its domain, capable of tapping into both AI and RWA markets.

RWA wants compliance, AI wants security; both of these tracks will push $FHE to the center stage.