The Future of Credit is On-Chain 🌐
🚀 Traditional lending can’t keep up with today’s world.
@Huma Finance 🟣 is leading the charge with PayFi — the first network to merge payments and financing, enabling real-world, income-based credit directly on-chain.
Say goodbye to borrowing against unstable crypto assets. With Huma, you can borrow against predictable future income — like salaries, invoices, and remittances — all secured via smart contracts.
What sets it apart:
🔹 Real cash flow–backed, uncollateralized lending
🔹 Instant access to 70–90% of expected revenue
🔹 Transparent, fair valuation using the Time-Value-of-Money (TVM) model
The impact? Faster funding, financial inclusion, and a new wave of DeFi designed for the real-world economy.
Powered by $HUMA , this is credit reimagined — opening doors for millions left behind by outdated financial systems.
The old credit model is obsolete — cash-flow lending is the future.
