@Huma Finance ๐ฃ is building the first PayFi network, bringing real-world income-based lending on-chain through innovative financial infrastructure.
Unlike traditional crypto-backed lending, Huma enables borrowing against future income streams like salaries, invoices, or remittances โ all secured by smart contracts. Through its Time-Value-of-Money (TVM) model, Huma can instantly match borrowers with 70โ90% of their expected future revenue.
Itโs a powerful shift for DeFi, unlocking financial access for freelancers, gig workers, and global earners who were previously excluded due to lack of collateral.
Huma Finance is not just a protocol โ itโs a financial bridge to Web3 utility and real-world credit.
