#Ripple Exclusive Insight: Ripple Set to Acquire Stablecoin Platform Rail for $200 Million

$Ripple is making waves again—this time by acquiring Rail, a Toronto-based stablecoin payments platform, in a $200 million deal that’s poised to reshape its digital asset infrastructure.

What’s Going On?

Deal terms: Ripple confirmed the acquisition of Rail, expected to finalize in Q4 2025, pending regulatory approval.

Rail’s edge: The platform processes an estimated 10% of global B2B stablecoin payment volume—roughly $36 billion worth annually. Its robust technology includes virtual accounts, automated back-office systems, and compliance tools tailored for cross-border payments.

Ripple's vision: Monica Long, Ripple’s President, emphasized that the acquisition cements the company’s leadership in stablecoin payments and reinforces its commitment to global, instant, and efficient money movement.

Why It Matters

This acquisition significantly enhances Ripple’s ability to offer a full-fledged stablecoin payments solution—combining Rail's fast, compliant infrastructure with Ripple’s strong regulatory standing and liquidity tools. With the recent federal stablecoin regulations (GENIUS Act) paving the way, Ripple is positioning RLUSD to scale fast in enterprise finance.

Key Highlights

Deal Value: $200 million

Expected Closing: By end of 2025 (Q4)

Strategic Gain: Adds virtual accounts, compliance infrastructure, and banking integrations to Ripple’s stablecoin tech stack

Market Role: Reinforces Ripple’s ambition to lead stablecoin-powered global finance