🔴On August 7, 2025, President Donald Trump signed an executive order allowing 401(k) retirement plans to include alternative assets like cryptocurrencies, private equity, and real estate, potentially opening up a $12.5 trillion market for these investments.

🟢The order directs the Labor Department to review fiduciary guidance under the Employee Retirement Income Security Act (ERISA) within six months to facilitate this shift.

🟠This move reverses Biden-era restrictions that limited crypto in retirement plans and aligns with Trump’s campaign promise to make the U.S. the “crypto capital of the world.

🟡” Bitcoin surged nearly 1% to $116,000, and Ether rose 4% following the news, reflecting market enthusiasm.

🟣However, critics warn that crypto’s volatility, high fees, and lack of transparency pose significant risks for retirees, with some experts advising caution and limiting allocations to 5-10%.

🔵 Employers and plan administrators may hesitate due to litigation risks and the complexity of these assets, and regulatory changes could take months.$BTC $ETH $XRP #USFedNewChair