Credit scores are broken. @Huma Finance 🟣 is rebuilding them from blockchain first principles - your wallet history becomes your reputation. Forget KYC, their system tracks your on-chain behavior across 100+ dApps to offer what traditional finance can't:
Instant loans against future cashflows (think Uniswap LP fees or NFT royalties)
Cross-protocol credit lines where your Aave health factor boosts your Compound limits
Salary advances in stablecoins for the 1.4 billion unbanked with smartphones
The magic? Their RWA pools bring institutional capital into DeFi while maintaining composability. This isn't just innovation - it's the first real bridge between TradFi risk models and DeFi's permissionless nature. #HumaFinance proves your on-chain DNA has tangible value beyond token holdings.