Treehouse: Shaping the Future of DeFi in Fixed Income
In traditional finance, fixed income markets are much larger than equities and commodities. But in crypto, they haven’t taken off yet. Why? Because we’ve been missing a decentralized benchmark rate to align product development and settlement across the board.
Treehouse is bringing two innovations to change that:
1. DOR (Decentralized Offered Rates) – Inspired by LIBOR, DOR sets a transparent, decentralized standard for on-chain rates like staking yields. Panelists submit forecasts for future rates and stake tokens to prove their accuracy. This paves the way for interest rate swaps, fixed-rate loans, and forward rate agreements—tools that can make DeFi’s fixed income market truly robust.
2. tAssets (LST 2.0) – These are liquid staking token wrappers that leverage the difference in rates across lending markets. Take tETH, for example: it connects borrowing rates for ETH with staking returns, boosting yield while keeping costs predictable.
By combining DOR and tAssets, Treehouse is building a decentralized, scalable fixed income platform—solving the instability and fragmentation we see in today’s floating rate protocols. The result? A stronger, more stable DeFi market where individuals and businesses can earn steady returns without sacrificing decentralization.
