#Treehouse : Making the Future of DeFi in Fixed Income 📈💡

Fixed income markets are far larger than equities and commodities in traditional banking. But they are still not very popular in crypto. Why? 🚫 There hasn't been a decentralized benchmark rate to make sure that product development and settlement are the same everywhere.

Treehouse 🌲 has two new ideas that will change the game:

✨ DOR (Decentralized Offered Rates) 📊 — DOR is based on LIBOR and sets a clear, decentralized standard for on-chain rates like staking yields. Panelists put in their forecasts for future rates 📅 and stake tokens 💎 to show how right they are. This opens the door to interest rate swaps, fixed-rate loans, and forward rate agreements, all of which will help DeFi build a robust fixed income market.

🔥 tAssets (LST 2.0) 💰 — Liquid staking token wrappers that use the differential in rates across lending markets. For example, tETH links the rates for borrowing ETH with the returns from staking ETH. This provides you an extra yield boost 🚀 while keeping DeFi costs steady.

By combining DOR and tAssets, Treehouse creates a decentralized, scalable fixed income platform. This fixes the difficulties of floating rate protocols today, which are unstable 📉 and broken apart 🔄.

What went wrong? A DeFi market that is more stable and stronger, where people who want to make money 🦅 and businesses 🏦 can finally earn steady returns without giving up decentralization. 🌟

@Treehouse Official $TREE