Redefining On-Chain Credit with PayFi
@Huma Finance 🟣 is transforming DeFi by enabling lending against future income streams like salaries, invoices, and remittances. No overcollateralization—just secure, smart-contract-powered liquidity that covers 70–90% of expected revenue. Powered by the Time-Value-of-Money model, $HUMA makes real-world credit truly decentralized.