⚠️ P2P trading bilkul illegal nahi hai, lekin ye ek "grey area" mein aata hai. SBP ke circulars ki wajah se banks ziada cautious hote hain, aur is wajah se:
Accounts freeze ho sakte hain.
Paise 30–90 din tak hold kiye ja sakte hain.
Investigations ke liye koi clear timeline nahi hota.
🔐 Apne Aap Ko Kaise Protect Karen?
Yahan kuch practical aur unique tips hain jo aap ke liye helpful ho sakti hain:✅ Verified Accounts Istemaal Karen: Binance par sirf verified users ke sath trade karen.
✅ KYC Mukammal Karen: Buyers ya sellers ka full KYC check karen pehle se.✅ Chhoti Transactions Prefer Karen: Ek sath bari transactions se bachen, khas tor par unknown parties ke sath.
✅ Digital Proof Save Karen: Har trade ke screenshots, chat history, aur payment details save rakhen.
✅ Separate Business Account: Agar aap high-volume trading karte hain, to personal account ke bajaye business account kholen.
🔥 Unique Tip: Agar aap regular P2P trader hain, to apne bank ke relationship manager se pehle se baat karen aur apni trading activity ke bare mein inform karen. Ye transparency future mein scrutiny kam kar sakti hai.
🗣️ Agar Account Block Ho Jaye, To Kya Karen?
Agar aap ka account block ho gaya hai, to foran ye steps len:📩 Bank se turant rabta karen aur masle ka hal talash karen.📝 Har trade ka proof (screenshots, transaction IDs, KYC details) aur apni identity documents jama karen.🔁 Regular follow-up karen aur professional ravaiya rakhen.🔥 Pro Tip: Bank ke AML/CFT department se direct baat karne ki koshish karen, kyunki yahi department aksar aise cases handle karta hai.
