林子昕-播报话唠版
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《Can I borrow money with my salary? HUMA let me experience the joy of the 'future ATM'!》
Brothers, today I must recommend a black technology to you — Huma Finance (HUMA)! This thing is simply an upgrade of 'Huabei' to the 'on-chain version', but it's much tougher than Huabei because it directly allows you to borrow money against your future salary, and no collateral is needed!
Real experience:
Last month, I was tight on cash, and rent + cat food directly emptied my wallet. Traditional DeFi lending either requires over-collateralization or has terrifyingly high interest rates. As a result, HUMA directly offered me a 'future cash flow loan' — binding my salary account, instant approval for 70% of the limit! The whole process was faster than ordering takeout, with smart contracts automatically calculating everything, saving me even from the fake smile of a bank manager.
Why is it so great?
No-collateral loans: No need to sell a kidney to collateralize BTC, HUMA directly analyzes your income flow, the reliability is comparable to the owner of the small shop downstairs that has been around for 20 years.
Friendly interest rates: Much lower than credit card installments, and you can borrow and repay anytime, no more looking at the faces of predatory DeFi lenders.
New PayFi gameplay: Salary, invoices, and even freelance pay can all become 'credit assets', on-chain finance is finally down to earth!
Cons? Of course there are!
Data privacy issues: After all, you need to authorize your income flow, and it still makes me a bit uneasy, fearing that one day the smart contract might suddenly cause me 'social death'.
Early stage: The ecosystem is not fully developed yet, the supported platforms and types of income are limited, and the full liberation of workers still needs to wait a bit longer.
Now when friends ask me 'What is HUMA?', I just reply: 'It's the on-chain version of the 'boss advance salary', but you don't have to worry about the boss's mood!'
Let's interact:
Would you dare to borrow money against your future salary? Let's chat in the comments
@Huma Finance 🟣 #HumaFinancе $HUMA
Brothers, today I must recommend a black technology to you — Huma Finance (HUMA)! This thing is simply an upgrade of 'Huabei' to the 'on-chain version', but it's much tougher than Huabei because it directly allows you to borrow money against your future salary, and no collateral is needed!
Real experience:
Last month, I was tight on cash, and rent + cat food directly emptied my wallet. Traditional DeFi lending either requires over-collateralization or has terrifyingly high interest rates. As a result, HUMA directly offered me a 'future cash flow loan' — binding my salary account, instant approval for 70% of the limit! The whole process was faster than ordering takeout, with smart contracts automatically calculating everything, saving me even from the fake smile of a bank manager.
Why is it so great?
No-collateral loans: No need to sell a kidney to collateralize BTC, HUMA directly analyzes your income flow, the reliability is comparable to the owner of the small shop downstairs that has been around for 20 years.
Friendly interest rates: Much lower than credit card installments, and you can borrow and repay anytime, no more looking at the faces of predatory DeFi lenders.
New PayFi gameplay: Salary, invoices, and even freelance pay can all become 'credit assets', on-chain finance is finally down to earth!
Cons? Of course there are!
Data privacy issues: After all, you need to authorize your income flow, and it still makes me a bit uneasy, fearing that one day the smart contract might suddenly cause me 'social death'.
Early stage: The ecosystem is not fully developed yet, the supported platforms and types of income are limited, and the full liberation of workers still needs to wait a bit longer.
Now when friends ask me 'What is HUMA?', I just reply: 'It's the on-chain version of the 'boss advance salary', but you don't have to worry about the boss's mood!'
Let's interact:
Would you dare to borrow money against your future salary? Let's chat in the comments
@Huma Finance 🟣 #HumaFinancе $HUMA
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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