Can wages be used as collateral?

HUMA wants to put 'future money' into your wallet in advance!

Are you still in a frenzy because your salary hasn't arrived, and your credit card is overdrawn?

Are you lamenting that in the crypto lending space you need to pledge a bunch of coins to get anywhere? You might not know that Huma Finance is starting an on-chain revolution of 'salary traversal' — allowing you to spend future money right now!

Huma Finance (Token: HUMA) is not an ordinary lending protocol; it is the creator of the world's first PayFi network, packaging the 'payment + financing' infrastructure on-chain to achieve unprecedented on-chain financial operations — salaries, invoices, and remittances can all become credit certificates for loans! This means that even if you currently don’t have many coins, as long as you have a stable source of income, you can get 70%-90% of your 'future cash flow' in advance as a loan!

What does this mean? It’s basically a combination of salary loans in the Web3 era + on-chain salary treasures + unsecured DeFi credit! In the past, you had to pledge BTC/ETH to borrow a little money; now with Huma, your credit is the true asset.

Its core innovation lies in the Time Value of Money (TVM) model. Through smart contracts, Huma can safely and efficiently analyze your cash flow patterns, determine your worth, and then directly send money to you. This is the real 'buying the present with the future' DeFi magic!

As the token that supports the entire ecosystem — HUMA, the future prospects are extremely bright. As more real-world income (RWA) connects to the chain, the use cases for HUMA will continue to expand: as payment collateral, protocol fees, and incentive distribution, it will be the 'fuel' for the entire PayFi economy.

Imagine, in the future, millions of professionals around the world will be able to borrow money against their salaries for investments, and get project funds in advance with invoices, while HUMA is the core 'blood' of the entire system — its demand growth will be exponential!

On the eve of the explosion in the RWA sector, HUMA is quietly opening Pandora's box to 'on-chain salary loans.' Once seen by the market, its explosive power may drop your jaw just like AAVE in 2021 or LINK in 2020!

Huma is not just an innovation in lending; it’s the future of your wallet. @Huma Finance 🟣 #HumaFinance