Traditional crypto lending is built on collateral — but what if you could borrow based on your income, not your assets?

@Huma Finance 🟣 is building the first PayFi network — bringing real-world credit models to Web3. With Huma, users can now borrow against future income streams like salaries, invoices, or remittances, using a protocol powered by the Time-Value-of-Money (TVM) framework.

No more over-collateralization or locked-up tokens.

By analyzing predictable cash flows, Huma enables instant, secure, uncollateralized lending, offering up to 70–90% liquidity of verified future revenue — all through smart contracts.

This isn't just another DeFi protocol. It’s a major step forward in making on-chain credit more inclusive, scalable, and useful in real-world finance.

#HumaFinance #PayFi #DeFiInnovation #Web3Credit #FutureOfFinance