DeFi is entering a new phase—and Huma Finance is leading the charge beyond conventional models.
While most platforms still depend on unstable crypto assets as collateral, Huma takes a different approach: lending based on your actual income.
With income-based lending on-chain, users can now borrow against predictable cash flows like paychecks, invoices, or remittances. No need to lock up tokens—just leverage what you earn.
Access up to 90% of your expected income, without worrying about liquidations or market swings. Smart contracts handle it all, securely and instantly.
It’s DeFi connected to the real economy—and it’s a game-changer.