I've been digging into @Huma Finance 🟣 and what they're doing with PayFi is next-level.
They’ve processed over $5.66B in transactions with $148M+ in liquidity.
And get this — burns 50% of borrower fees, adding serious deflationary pressure.
What really makes them stand out?
No crypto collateral. Instead, loans are backed by real-world income like invoices or salaries — it’s DeFi reimagined for payroll and receivables.
With zero defaults and $46M in backing, the impact is very real.
isn’t just another token — it’s powering the future of on-chain payments and real-world financing.
