Today, let's follow up on the latest information for @Huma Finance 🟣
Let's take a look at Huma's latest Dune data:
➤ Key Metrics Comparison
Total Transaction Volume (TTV):
$5,659,670,387; increased by $725M (approximately 14.7%)
Total Loan Amount (Origination):
$2,863,223,400; increased by $368M (approximately 14.7%)
Total Payback Amount:
$2,796,446,987; increased by $358M (approximately 14.7%)
Number of Depositors:
74,721; increased by 8,888 (approximately 13.5%)
Active Liquidity:
$148,881,692.77; increased by $49.26M (approximately 49.5%)
APY (Annual Percentage Yield):
12.60%; raised by 0.24% (approximately 1.9%)
PayFi Assets:
$102,753,070.41; increased by $36.56M (approximately 55.2%)
Liquid Assets:
$46,494,544.77; increased by $13.07M (approximately 39.1%)
Redemption Median Time:
5 minutes; no change
From the data in the chart, it can be seen that after the stablecoin bill came into effect, Huma has shown strong growth momentum in transaction volume, user growth, and asset size, with very healthy liquidity.
➤ Review of Roadmap Transaction Volume Targets
Q3 Target ($500M transaction volume):
Achieved in early July 2025, Huma's growth rate exceeded expectations.
Q4 Target ($1B transaction volume):
Based on current data (TTV has reached $5.63B, monthly growth rate of approximately $500M)
Calculating by monthly growth rate: 5 months × $0.5B = $2.5B
Current TTV + Expected Growth: $5.63B + $2.5B = $8.13B
At the current growth rate, by the end of 2025, TTV is expected to reach approximately $8.13 billion, still about $1.87 billion short of the $1 billion target.
➤ Follow-up Information:
Huma is preparing to make a big move in the next two months, with high expectations:
Asset Side: Multiple heavyweight clients will go live one after another
Funding Side: Several institutions are eagerly participating in PST
Product/Function: Seven features/products will be launched in the next two months
The introduction of new clients and features may significantly enhance the monthly growth rate, and we'll see if it can accelerate the move towards $1 billion.
➤ Since the Stablecoin Bill officially came into effect
Huma has undoubtedly become one of the representative beneficiaries in the compliant track:
- Funds are more willing to enter a regulated and secured ecosystem
- Institutional confidence in participation has strengthened
- Channels for connecting with traditional finance are starting to open
This compliance-driven trend of DeFi infrastructure evolution is a positive benefit for the entire cryptocurrency financial system.
