Been diving into @Huma Finance 🟣 lately they’re building something serious with PayFi.
$5.66B in tx volume.
$148M+ in liquidity.
And $HUMA burns half of borrower fees? That’s some real deflationary pressure.
What really stands out: no crypto-backed loans here. You borrow against real-world income (like invoices or salaries). Basically, DeFi meets payroll & receivables.
Zero defaults. $46M in backing. Real-world impact.
$HUMA isn’t just another token — it’s the engine for on-chain payments + financing.
