If you are new to the world of cryptocurrencies and trading, this portfolio is designed for you to learn without risking too much. It is based on low risk, diversification, and gradual growth.
📌 Portfolio Structure (100% of capital)
1. 60% - Safe Base: Stablecoins + Staking (Passive Income)
USDC / USDT / DAI on reliable platforms:
Binance Earn (3-5% APY).
Aave or Compound (2-4% APY in DeFi).
Objective: Protect your capital while generating passive income.
✅ Advantage: Zero volatility, ideal for beginners.
2. 25% - Stable Cryptocurrencies (Blue-Chips)
Bitcoin (BTC) – 15%: The safest crypto for the long term.
Ethereum (ETH) – 10%: Good for staking and DeFi.
Strategy:
Buy in small parts (DCA: Dollar-Cost Averaging).
Don't try to time the market.
Store in a cold wallet (Ledger/Trezor) if it's for the long term.
📉 Risk Management:
If BTC/ETH drops by 20%, don't panic. They are volatile assets but have a historical recovery.
3. 10% - Projects with Potential (Mid-Caps)
Solana (SOL) – 5%: Fast blockchain with a good ecosystem.
Polkadot (DOT) or Avalanche (AVAX) – 5%: Projects with active development.
Strategy:
Buy on corrections (when they drop 15-20% from highs).
Partially sell if they rise by 50-100%.
⚠️ Warning: More risk than BTC/ETH, but with greater profit potential.
4. 5% - Trading Practice (Optional)
Use only 5% to learn trading:
Try Binance Spot or Coinbase (without leverage).
Trade with highly liquid cryptos (BTC, ETH, SOL).
Learn to use stop-loss (example: -5% per trade).
📚 Resources to Learn:
TradingView (technical analysis).
Books: Trading in the Zone (Mark Douglas).
🔑 Basic Rules for Beginners
Do not invest more than you can afford to lose.
Avoid FOMO (buying because 'everyone is doing it').
Diversify, but without exaggerating (max. 5-7 assets).
Do not use leverage (it can liquidate you quickly).
Review your portfolio once a week (not obsessively).
🚀 How to Grow with This Portfolio?
Reinvest profits: If BTC/ETH rise, take some profit and return to stablecoins.
Learn gradually: Use 5% of trading to practice without risking much.
Update your strategy: As you gain experience, you can adjust the percentages.
📉 Risk Scenario (What happens if the market falls?)
Stablecoins (60%): Safe, do not lose value.
BTC/ETH (25%): They may drop, but over time they usually recover.
Altcoins (10%): More volatile, but with stop-loss you can limit losses.
🎯 Conclusion: A Safe Portfolio to Start
This portfolio is designed to minimize risks while you learn. Over time, you can adjust it according to your risk tolerance.
The best part? You don't need to be an expert. Just discipline and patience.
"Money goes to the patient, not to the anxious." — Warren Buffett (adapted to crypto).
Ready to start? 🚀 The time is now!
⚠️ Notice: Cryptocurrencies are volatile. This is not financial advice.