📉 How to Create a Realistic Crypto Portfolio (3-5% monthly, Controlled Risk)
(For traders with a moderate profile and a horizon of 6+ months)
1. Core of Stablecoins with Yield (50% of capital)
Instruments:
Staking on regulated exchanges: Binance (USDC 5-8% APY), Kraken.
Safe DeFi Protocols: Aave, Compound (3-6% APY in USDC).
Stable/stable farming: Curve Finance (USDC/DAI, 5-10% APY + rewards).
Objective: 1-2% monthly with almost zero risk.
2. Swing Trading in Blue-Chips (30% of capital)
Assets: BTC, ETH, SOL (high liquidity).
Strategy:
Buy in value zones (e.g., EMA 200, weekly supports).
Take-profit at 5-8% per trade.
Strict stop-loss (3-5%).
Frequency: 2-3 trades/month.
Objective: 3-5% monthly.
3. Take Advantage of Tactical Opportunities (20% of capital)
Qualified airdrops: Participate in new networks (e.g., EigenLayer, zkSync).
CEX-DEX arbitrage: Price differences in stablecoins (0.5-1% per trade).
Liquidity Mining in safe pools: Pendle Finance (yields in ETH).
Objective: 2-4% monthly (variable).
🛡️ Golden Rules to Minimize Risk
Do not leverage: No x10 or x100.
Diversify: Max. 5-7 assets in the portfolio.
Automate: Use bots only for staking/arbitrage (not emotional trading).
Reinvest: Only 50% of profits; the rest to stablecoins.
🎯 Why This Strategy Works?
Stable: The core in stablecoins protects the capital.
Scalable: Applies the same with $1,000 or $100,000.
Adaptable: Adjusts to bullish/bearish markets.
"Success in trading is not measured by quick gains, but by consistency and long-term survival" — Van Tharp.
🔍 Alternatives for More Conservative Profiles
If you seek less volatility:
Invest 70% in staking + 30% in crypto ETFs (e.g., BITO).
Expected return: 1-2% monthly, but almost stress-free.
❌ Mistakes that Destroy Portfolios
Chasing memecoin pumps.
Trusting "signals" from Telegram.
Not using stop-loss.