When receiving a bill at a restaurant, you often round the total amount before calculating the tip without much thought. Imagine instead of putting those spare coins into a savings jar, you buy Bitcoin (BTC) every day. Then, 10 years later, you open your wallet to see a seven-digit figure in front of you. It sounds like a fairy tale, but this is exactly what on-chain analysts discovered last year: some Bitcoin wallets have quietly made small, regular purchases over many years, resulting in immense wealth.
Interestingly, this 'miracle' does not relate to unexpected luck, risky speculation, starting from wealth, or chasing meme coins. The secret lies in iron discipline and extraordinary patience – not much different from the long-term investment philosophy that Warren Buffett often mentions.
Evidence from on-chain data
A famous example is the anonymous investor 'Rego.' Over the course of 7 years, 10 months, and 12 days, Rego diligently purchased $30 worth of Bitcoin every day. Not missing a single day, regardless of whether the price was rising or falling. The result: the value of the wallet exceeded $1 million.
Rego is not the only one applying this strategy. Some other wallets have followed a similar model, although not all have reached the million-dollar milestone. But data has shown: consistently buying Bitcoin and holding it long-term can create significant wealth without needing to invest a massive amount right from the start.
Dollar-Cost Averaging (DCA) Strategy
The method Rego applied is called Dollar-Cost Averaging – or simply DCA.
The principle is very simple: invest a fixed amount of money at regular intervals, regardless of what the market price is.
Advantages of DCA:
Reduce the impact of price volatility: No need to guess peaks or troughs.
Eliminate emotions: Not swayed by news or market psychology.
Long-term accumulation: From small amounts, over time, it becomes significant capital.
Some believe DCA is less effective than 'lump-sum investing' if started at the right time. But the problem is that no one knows in advance the best time to buy. With DCA, you don't have to worry about buying at the 'peak' price.
For example: If from July 31, 2015, you bought $10 worth of Bitcoin every day continuously for 10 years, you would have spent $36,500. Although Bitcoin has seen many significant declines, the total value of the investment today still exceeds $1.8 million – even after recent price corrections.
The biggest challenge: Psychology
The hardest part of DCA isn't the money, but having the patience to endure periods of negative capital. There may be times, which could last for many years, when the total value of your portfolio is lower than what you invested. But 'million-dollar' investors still consistently buy, despite the storms.
Why could the next 10 years be even more favorable?
Although the past does not guarantee the future, the current context has many more positive factors than before:
Large cash flow from institutions: Bitcoin spot ETFs have attracted over $55 billion, indicating much stronger demand from large financial institutions than five years ago.
Public companies accumulating Bitcoin: Many businesses continue to add BTC to their balance sheets, reducing the supply on the market.
Scarce supply: Bitcoin has a mechanism that limits total supply to 21 million, combined with periodic halving, creating scarcity pressure over time.
Loosening policy: The U.S. Federal Reserve (Fed) has lifted restrictions on banks holding crypto assets, paving the way for Bitcoin to penetrate the mainstream financial system.
Of course, risks still exist: liquidity crises, geopolitical volatility, or a 30% drop in a month – which is not uncommon with Bitcoin. Therefore, to succeed with DCA, you need:
A minimum vision of 10 years
Absolute discipline
High psychological endurance
Action plan for individual investors
If you want to apply the Bitcoin DCA strategy safely and effectively, you can:
Automate transactions: Set up regular purchase orders to avoid emotional dependence.
Transfer BTC to cold wallets: At least once every quarter, reduce exchange risks.
Cash reserves: Keep some cash for emergencies, avoiding the need to sell BTC when the market declines.
Conclusion
If the next 10 years unfold similarly to the past 10 years, the habit of buying $10 worth of Bitcoin every day could very well become your 'million-dollar seed.' And if that milestone isn't reached? You still own a part of a digital asset that is increasingly regarded as digital gold by governments, CEOs of major corporations, and top asset management funds worldwide.
