Traditional DeFi projects often claim their "permissionless" and "composable" features, but in practice, they are often limited to staking and borrowing between cryptocurrencies. Can this model truly benefit ordinary users off-chain? Huma provides a positive answer and redefines the concept of "collateral" through innovative methods.

What sets Huma apart is that it does not require users to be cryptocurrency holders. Instead, as long as you have a stable source of income, whether through remote work platforms, delivery services, or content creation platforms, you can use the Huma platform for borrowing.

The core of the protocol lies in its advanced analytical system, which can assess the stability and history of users' income streams, tailoring interest rates and credit limits for each user accordingly. This innovation opens up new financing channels for users outside of the traditional financial system.

Huma's impact is particularly significant in regions with relatively weak financial infrastructure. In areas such as Latin America and Africa, Huma has established partnerships with multiple platforms, helping users convert their "work capabilities" into actual "credit assets."

This seamless connection between the real economy and decentralized finance represents an important direction for the future development of the DeFi industry. It not only expands the application scope of DeFi but also provides a new possibility for financial inclusion.

As innovative projects like Huma continue to emerge, we have reason to believe that DeFi is gradually fulfilling its original promise—providing fair and open financial services for everyone. This evolution is not just a technological advancement but also a significant step towards financial democratization. $HUMA