$HUMA Is Redefining Credit Onchain — No Collateral Needed
The biggest flaw in DeFi lending? It still relies on what you already own.
$HUMA flips that.
It brings real-world income onchain — enabling undercollateralized loans based on your actual earning power.
🔹 How It Works:
• Tokenized income streams — invoices, salaries, royalties
• Off-chain credit modeling → On-chain settlements
• Built across Base, Polygon, and Optimism — already live, not just a testnet idea
The Breakthrough:
Borrow based on repayment capacity, not locked assets.
This is how DeFi can scale sustainably — bringing real-world finance (RwFi) to crypto rails.
💡 $HUMA isn’t just another protocol — it’s infrastructure for real onchain credit.