$HUMA is fixing that — by modeling real-world repayment capacity onchain.
Supports tokenized cashflows: invoices, salaries, royalties
Credit logic handled off-chain, settlement on-chain
Runs across Base, Polygon, OP — real deployments, not vapor
The key?
You borrow based on income — not assets you already own.
That’s how you scale undercollateralized lending without rugging DeFi.
