@Huma Finance 🟣 is revolutionizing lending in Web3 through the world’s first PayFi network — where credit isn't based on tokens, but on real-world income streams.
Whether it’s a salary, invoice, or remittance, Huma lets users borrow against future earnings using smart contracts and Time-Value-of-Money (TVM) logic. This makes uncollateralized lending possible, instantly unlocking 70–90% of future cash flow with secure, programmable liquidity.
By bridging traditional finance principles with decentralized rails, #HumaFinance is making credit more accessible, inclusive, and data-driven for the modern economy.
No more over-collateralized loans. Just real income. Real credit. Real impact.