HUMA Finance: Turning Your Income Into Instant Credit – The Future of Real-World Lending
Imagine being able to access credit based on your salary, freelance earnings, or remittances—instantly and on-chain. That’s exactly what HUMA Finance is bringing to life.
HUMA is building the first PayFi network, a decentralized system that links real-world income with DeFi borrowing power. Instead of requiring heavy collateral like traditional crypto loans, HUMA allows users to borrow up to 90% of their verified future income.
At the heart of this system is a Time-Value-of-Money (TVM) model, which analyzes income flows and enables real-time lending decisions. Whether you're a gig worker, remote freelancer, or sending funds internationally, HUMA is tailored for you.
This is DeFi made practical—secure, transparent, and run on smart contracts. A financial system designed for the real world, built for everyone.
