I am considering putting at least a little into XLM because, from what I've been hearing and reading, it points to something really useful for "common" people...

fast, cheap payments... simple for everyday life and without so many complications, which, for example, freelancers (like me) and small businesses suffer from with banks or high fees.

From what I understand... the network works well for those small payments, remittances and being tied to USDC, it's not a matter of wild volatility all the time.

I like that it's not just another crypto to speculate on, but it can really be useful for a lot of people who don't have easy options today within this universe.

Now, the question: is it a good time to enter or is it still better to wait? Does anyone use it? Is it worth investing in or is it better to look for others that are more popular?

The truth is, I need real opinions because I think it's a good time to enter and I believe it has a project that is consolidating strongly for the future.