Is PayFi the New Trend? $HUMA Underlying Logic Revealed
While DeFi is still caught up in the “staking and mining” race, #HumaFinance has opened a new battlefield—PayFi. This new species that combines “payment” and “financing” is rewriting the underlying code of crypto finance.
Traditional payment solves the problem of “how to transfer money,” traditional lending addresses “how to borrow money,” while PayFi resolves the issue of “how to conveniently borrow while money is being transferred.” For example, when you receive a cross-border remittance through Huma, the system will automatically ask you: Would you like to borrow a bit of next month’s remittance quota in advance? This “paying and borrowing at the same time” experience relies on Huma’s modular architecture: the data source layer connects income information, the verification layer ensures information authenticity, the credit layer automatically calculates limits, and finally integrates into the DeFi ecosystem for circulation.
Just like how mobile phones evolved from feature phones to smartphones, Huma has integrated fragmented financial functions into a “super application.” As of now, it has partnered with giants like Solana and Circle, with a total transaction volume exceeding $4.5 billion. $HUMA , as ecological fuel, not only supports the operation of all this but also allows early participants to reap benefits. @Huma Finance 🟣 🟣 proves that true innovation is not about inventing new terms, but about solving actual problems.
#HumaFinance is telling the world: The era of PayFi has arrived.
