$XRP Wealth Distribution Shocks the Crypto World
Fresh on-chain data has revealed surprising details about XRP holder rankings in 2025—and the numbers are raising eyebrows.
To enter the top 10% of XRP holders, you only need around 2,433 XRP. But climbing into the ultra-elite top 0.01%? That requires a massive 6.4 million XRP. Here's how the XRP wealth tiers break down:
Top 0.01% – 6.4M+ XRP (approx. 680 wallets)
Top 0.1% – 360K+ XRP (approx. 6,800 wallets)
Top 1% – 50K+ XRP (approx. 68,000 wallets)
Top 5% – 8.5K+ XRP (approx. 340,000 wallets)
Top 10% – 2.4K+ XRP (approx. 680,000 wallets)
This data highlights the high concentration of XRP among a relatively small number of wallets—meaning large holders (or "whales") have the power to significantly influence price movements.
Whether you're a casual investor or a near-whale, understanding your position in this wealth structure offers a key advantage in navigating the market.