@Huma Finance 🟣
WHAT IS HUMA?
Huma Finance is a decentralized PayFi (Payment + Finance) protocol that allows real-time payments and credit financing using stablecoins on blockchain networks like Solana.
PayFi Network: Enables fast, 24/7 global payments and financing without traditional banks.
Two Platforms:
Institutional (permissioned): For verified institutions.
Permissionless (Huma 2.0): Open to anyone, launched in April 2025.
Earnings:
Classic mode: Earn stablecoin yield (~10.5% APY) + HUMA tokens.
Maxi mode: No yield, but higher HUMA token rewards.
HUMA Token:
Used for governance, staking, and rewards.
50% of fees are used to buy & burn tokens (deflationary model).
Use Cases:Cross-border payments
Invoice financing
Short-term credit lines for businesses
Scale: Over $4 billion in transaction volume and strong backing from major crypto investors.
