Huma brings real-world income on-chain to power lending
- Transforms payrolls, invoices, and subscriptions into tokenized, verifiable assets
- Borrowers don’t need to lock crypto — income streams act as collateral
- Dynamic credit lines adjust in real-time as revenue changes
- Enables capital access for freelancers, SMEs, and gig workers
- Supports undercollateralized lending without sacrificing risk management
- Yield backed by real-world activity, not market speculation
- Protocol-native staking secures underwriting and aligns incentives
Huma builds the foundation for income-backed lending in Web3