Huma, turning the future into a tangible asset!
In the traditional financial system, there is a group of people who, with dreams in their hearts, struggle hard but always face closed doors when it comes to financing 😔. Freelancers, who do not have a fixed salary and standard financial statements; small business owners of startups, who lack assets to use as collateral. These so-called 'credit disadvantaged groups' in the eyes of traditional finance have found new hope in Huma Finance's PayFi network ✨.
Huma Finance takes an unconventional path 🚶. It does not care whether you have visible and tangible collateral, but instead focuses on your future income potential 💪. For freelancers, long-term cooperation orders are proof of their capabilities; and the advance payment agreements of startups have also transformed into important evidence for financing 💰. Huma Finance uses blockchain technology to standardize and clarify these originally scattered and chaotic income certificates 📑, and through smart contracts for quick assessments, allows these previously blocked groups to access funding based on 70%-90% of their future income. It's like opening a door to financial resources for them, enabling them to better develop their careers with the support of funds 🚀.
This is not just an innovation in financing methods but also an extension of financial services to a broader group, reflecting the essence of inclusive finance. So far, Huma Finance has achieved a total transaction volume of $4.5 billion, which is the best example of its inclusive value 👏.
