$CFX While XRP's utility as a payment network is recognized, the token's price volatility and regulatory uncertainties pose challenges. The XRP Ledger is a decentralized public blockchain that manages a peer-to-peer network, open to everyone, maintained by a global community. XRP's potential as a bridge between different fiat currencies and its integration into financial infrastructure are attracting attention. However, critics raise concerns about the immense market capitalization required for $XRP to reach a $100 price target,