@Huma Finance 🟣 is a decentralized protocol built to bring income and receivables into the blockchain system. Instead of needing crypto to borrow, users can qualify for credit based on what they’re expected to earn. This makes it especially useful for workers, small companies, and users in developing economies.
Huma’s system is built around a few core parts:
Income-based borrowing: Borrowers can secure funds using expected income — like paychecks, invoices, or remittances.
Smart credit assessment: The protocol uses data from both on-chain and off-chain sources to evaluate borrowers, making the process automated and transparent.
